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The SSRC Library allows visitors to access materials related to self-sufficiency programs, practice and research. Visitors can view common search terms, conduct a keyword search or create a custom search using any combination of the filters at the left side of this page. To conduct a keyword search, type a term or combination of terms into the search box below, select whether you want to search the exact phrase or the words in any order, and click on the blue button to the right of the search box to view relevant results.

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  • Individual Author: Braun, R. Anton ; Kopecky, Karen A.; Koreshkova, Tatyana
    Reference Type: Report
    Year: 2013

    Poor heath, large acute and long-term care medical expenses, and spousal death are significant drivers of impoverishment among retirees. We document these facts and build a rich, overlapping generations model that reproduces them. We use the model to assess the incentive and welfare effects of Social Security and means-tested social insurance programs such as Medicaid and food stamp programs, for the aged. We find that U.S. means-tested social insurance programs for retirees provide significant welfare benefits for all newborn. Moreover, when means-tested social insurance benefits are of the scale in the United States, all individuals would prefer to be born into an economy with no Social Security. Finally, we find that the benefits of increasing means-tested social insurance are small or negative, if we hold fixed Social Security contributions and benefits at their current levels. (Author abstract)

    Poor heath, large acute and long-term care medical expenses, and spousal death are significant drivers of impoverishment among retirees. We document these facts and build a rich, overlapping generations model that reproduces them. We use the model to assess the incentive and welfare effects of Social Security and means-tested social insurance programs such as Medicaid and food stamp programs, for the aged. We find that U.S. means-tested social insurance programs for retirees provide significant welfare benefits for all newborn. Moreover, when means-tested social insurance benefits are of the scale in the United States, all individuals would prefer to be born into an economy with no Social Security. Finally, we find that the benefits of increasing means-tested social insurance are small or negative, if we hold fixed Social Security contributions and benefits at their current levels. (Author abstract)

  • Individual Author: Gould, Elise; Cooper, David
    Reference Type: Report
    Year: 2013

    Policymakers considering changes to social insurance programs such as Social Security and Medicare must consider the economic realities confronting elderly Americans. Many of America’s 41 million seniors are just one bad economic shock away from significant material hardship. Most seniors live on modest retirement incomes, which often are barely adequate—and sometimes inadequate—to cover the costs of basic necessities and support a simple, yet dignified, quality of life. For these seniors, and even for those with greater means, Social Security and Medicare are the bedrock of their financial security. Any proposed changes to these programs must be evaluated not just for their impact on future budget deficits, but for their impact on living standards of the elderly. In this study, we use the Supplemental Poverty Measure (SPM) from the U.S. Census Bureau to assess the economic health of the elderly population in the United States, overall and by age, gender, and race and ethnicity. Using evidence on elderly economic insecurity from Wider Opportunities for Women (WOW), we identify...

    Policymakers considering changes to social insurance programs such as Social Security and Medicare must consider the economic realities confronting elderly Americans. Many of America’s 41 million seniors are just one bad economic shock away from significant material hardship. Most seniors live on modest retirement incomes, which often are barely adequate—and sometimes inadequate—to cover the costs of basic necessities and support a simple, yet dignified, quality of life. For these seniors, and even for those with greater means, Social Security and Medicare are the bedrock of their financial security. Any proposed changes to these programs must be evaluated not just for their impact on future budget deficits, but for their impact on living standards of the elderly. In this study, we use the Supplemental Poverty Measure (SPM) from the U.S. Census Bureau to assess the economic health of the elderly population in the United States, overall and by age, gender, and race and ethnicity. Using evidence on elderly economic insecurity from Wider Opportunities for Women (WOW), we identify the share of the elderly population that is particularly vulnerable to changes in social programs. Our analysis enables us to estimate how proposed increased cost-sharing by Medicare beneficiaries or reduced Social Security benefits would impact the well-being of a significant portion of the elderly population. (Author abstract)

  • Individual Author: Butrica, Barbara; Smith, Karen E.
    Reference Type: Journal Article
    Year: 2012

    Minority and divorced women have historically experienced double-digit poverty rates in retirement, and demographic trends will increase their representation in future retiree populations. We might expect an increase in the proportion of economically vulnerable divorced women in the future. Factors associated with higher retirement incomes include having a college degree; having strong labor force attachment; receiving Social Security benefits; and having pensions, retirement accounts, or assets, regardless of race and ethnicity. Because divorced minority women are less likely than divorced white women to have these attributes, their projected average retirement incomes are lower than those of divorced white women. (author abstract)

    Minority and divorced women have historically experienced double-digit poverty rates in retirement, and demographic trends will increase their representation in future retiree populations. We might expect an increase in the proportion of economically vulnerable divorced women in the future. Factors associated with higher retirement incomes include having a college degree; having strong labor force attachment; receiving Social Security benefits; and having pensions, retirement accounts, or assets, regardless of race and ethnicity. Because divorced minority women are less likely than divorced white women to have these attributes, their projected average retirement incomes are lower than those of divorced white women. (author abstract)

  • Individual Author: Butrica, Barbara; Smith, Karen E.; Iams, Howard
    Reference Type: Journal Article
    Year: 2012

    This article examines how retirement income is likely to change for boomers and persons born in generation X compared with current retirees. We use the MINT model to project retirement income, poverty rates, and replacement rates for current and future retirees at age 67. We find that retirement incomes will increase over time, and poverty rates will fall. Projected income gains are larger for higher than for lower socioeconomic groups, leading to increased income inequality among future retirees. Boomers and GenXers are less likely to have enough postretirement income to maintain their preretirement standard of living compared with current retirees. (author abstract)

    This article examines how retirement income is likely to change for boomers and persons born in generation X compared with current retirees. We use the MINT model to project retirement income, poverty rates, and replacement rates for current and future retirees at age 67. We find that retirement incomes will increase over time, and poverty rates will fall. Projected income gains are larger for higher than for lower socioeconomic groups, leading to increased income inequality among future retirees. Boomers and GenXers are less likely to have enough postretirement income to maintain their preretirement standard of living compared with current retirees. (author abstract)

  • Individual Author: Long, Sharon K.
    Reference Type: Report
    Year: 2012

    This report to the Medicaid and CHIP Payment and Access Commission (MAPCAC) was prepared to support MACPAC’s June 2012 Report to the Congress on Medicaid and CHIP. The report presents national findings on access to care for non-elderly Medicaid adults using measures from two national household surveys—the National Health Interview Survey (NHIS) and the Household Component of the Medical Expenditure Panel Survey (MEPS). These estimates give a national picture of how access to care for non-elderly adults enrolled in Medicaid compares to that of adults with ESI and uninsured adults, building on prior reports and analyses. (author abstract)

    This report to the Medicaid and CHIP Payment and Access Commission (MAPCAC) was prepared to support MACPAC’s June 2012 Report to the Congress on Medicaid and CHIP. The report presents national findings on access to care for non-elderly Medicaid adults using measures from two national household surveys—the National Health Interview Survey (NHIS) and the Household Component of the Medical Expenditure Panel Survey (MEPS). These estimates give a national picture of how access to care for non-elderly adults enrolled in Medicaid compares to that of adults with ESI and uninsured adults, building on prior reports and analyses. (author abstract)

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