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The SSRC Library allows visitors to access materials related to self-sufficiency programs, practice and research. Visitors can view common search terms, conduct a keyword search or create a custom search using any combination of the filters at the left side of this page. To conduct a keyword search, type a term or combination of terms into the search box below, select whether you want to search the exact phrase or the words in any order, and click on the blue button to the right of the search box to view relevant results.

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The SSRC Library includes resources which may be available only via journal subscription. The SSRC may be able to provide users without subscription access to a particular journal with a single use copy of the full text.  Please email the SSRC with your request.

The SSRC Library collection is constantly growing and new research is added regularly. We welcome our users to submit a library item to help us grow our collection in response to your needs.


  • Individual Author: Page-Adams, Deborah; Sherraden, Michael
    Reference Type: Journal Article
    Year: 1997

    Asset building is helping impoverished families save for education, home ownership, microenterprise, and other community revitalization purposes. These community development programs are built in part on the idea that assets have multiple positive effects on well-being. A system of individual development accounts is often used to structure and subsidize asset accumulation. Studies that evaluate the implementation, performance, and effects of asset building will be critical in assessing the potential of community development based on special savings accounts. This article summarizes findings from studies addressing the effects of assets on personal well-being, economic security, civic behavior, women's status, and children's well-being. Implications for demonstration and evaluation of asset-based community revitalization initiatives are discussed. (Author abstract)

    Asset building is helping impoverished families save for education, home ownership, microenterprise, and other community revitalization purposes. These community development programs are built in part on the idea that assets have multiple positive effects on well-being. A system of individual development accounts is often used to structure and subsidize asset accumulation. Studies that evaluate the implementation, performance, and effects of asset building will be critical in assessing the potential of community development based on special savings accounts. This article summarizes findings from studies addressing the effects of assets on personal well-being, economic security, civic behavior, women's status, and children's well-being. Implications for demonstration and evaluation of asset-based community revitalization initiatives are discussed. (Author abstract)

  • Individual Author: Hogarth, Jeanne M.; O'Donnell, Kevin H.
    Reference Type: Report
    Year: 1999

    This article examines the ways in which lower income families obtain checking and credit services, the effects that the government move to electronic payment may have on these families and on depository institutions, and the promotional and educational efforts that may be needed to facilitate the move to electronic services. (author abstract)

    This article examines the ways in which lower income families obtain checking and credit services, the effects that the government move to electronic payment may have on these families and on depository institutions, and the promotional and educational efforts that may be needed to facilitate the move to electronic services. (author abstract)

  • Individual Author: Chiteji, Ngina S. ; Stafford, Frank, P.
    Reference Type: Journal Article
    Year: 1999

    The portfolio-composition decision often is stylized as either a life-cycle choice to allocate income to consumption or as a choice along a risk-return locus, with the locus derived from the underlying market equilibrium of asset returns and prices. Empirical work on household financial behavior has identified large differences in wealth levels and in portfolio composition choices of different demographic groups, well beyond income and risk tolerance. By far, the most striking difference in this literature emerges when the population is subdivided by race. For example, given the strong performance of the U.S. equity market in the past decade, portfolio choices of stocks have been key to wealth-building, yet African-American families have been less likely to have held stocks as of the mid 1980's and less likely to have become shareholders over the period 1989-1994 (Erik Hurst et al. 1998). This paper attempts to resolve this puzzle by examining cross-generational influences on current portfolio-composition decisions. (author abstract)

    The portfolio-composition decision often is stylized as either a life-cycle choice to allocate income to consumption or as a choice along a risk-return locus, with the locus derived from the underlying market equilibrium of asset returns and prices. Empirical work on household financial behavior has identified large differences in wealth levels and in portfolio composition choices of different demographic groups, well beyond income and risk tolerance. By far, the most striking difference in this literature emerges when the population is subdivided by race. For example, given the strong performance of the U.S. equity market in the past decade, portfolio choices of stocks have been key to wealth-building, yet African-American families have been less likely to have held stocks as of the mid 1980's and less likely to have become shareholders over the period 1989-1994 (Erik Hurst et al. 1998). This paper attempts to resolve this puzzle by examining cross-generational influences on current portfolio-composition decisions. (author abstract)

  • Individual Author: Sherraden, Michael
    Reference Type: Report, Stakeholder Resource
    Year: 2000

    In this chapter I summarize the emergence of asset building for the poor as a community development and policy innovation. The paper begins with a short statement on policy context, followed by an applied section that looks at policy and programs. Last is a research section, focusing on savings theory and asset building in applied research and what we are learning in early stages of investigation. This is a lot to cover in one chapter, but it would be misleading to present the policies and programs as if they stood apart from theory and inquiry. (author abstract)

    In this chapter I summarize the emergence of asset building for the poor as a community development and policy innovation. The paper begins with a short statement on policy context, followed by an applied section that looks at policy and programs. Last is a research section, focusing on savings theory and asset building in applied research and what we are learning in early stages of investigation. This is a lot to cover in one chapter, but it would be misleading to present the policies and programs as if they stood apart from theory and inquiry. (author abstract)

  • Individual Author: Mills, Gregory; DeMarco, Donna; Climaco, Carissa; Ciurea, Michelle; Welsh, Douglas; Sherraden, Michael; Johnson, Lissa; Moore, Amanda; Porterfield, Shirley; Schreiner, Mark; Sherraden, Margaret
    Reference Type: Report
    Year: 2000

    This report describes the plans for—and estimated costs of—data collection and data analysis to carry out the congressionally mandated evaluation of the Assets for Independence Act. (author introduction)

    This report describes the plans for—and estimated costs of—data collection and data analysis to carry out the congressionally mandated evaluation of the Assets for Independence Act. (author introduction)

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