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The SSRC Library allows visitors to access materials related to self-sufficiency programs, practice and research. Visitors can view common search terms, conduct a keyword search or create a custom search using any combination of the filters at the left side of this page. To conduct a keyword search, type a term or combination of terms into the search box below, select whether you want to search the exact phrase or the words in any order, and click on the blue button to the right of the search box to view relevant results.

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The SSRC Library includes resources which may be available only via journal subscription. The SSRC may be able to provide users without subscription access to a particular journal with a single use copy of the full text.  Please email the SSRC with your request.

The SSRC Library collection is constantly growing and new research is added regularly. We welcome our users to submit a library item to help us grow our collection in response to your needs.


  • Individual Author: Rademacher, Ida; Brooks, Jennifer; Wiedrich, Kasey; Melford, Genevieve; Nguyen, Michelle; Rosen, Barbara; Campbell, Chris; Lawton, Kristin; Radovich, Amy; Murrell, Karen
    Reference Type: Report
    Year: 2011

    Local leaders are pioneering new ways to leverage the resources and regulatory power of municipalities to work across departmental silos and public/private sector divides to scale up economic inclusion and asset-building opportunities for low- and moderate-income families. Municipal governments are uniquely poised to implement innovative and effective programs, create powerful partnerships and deliver forward-thinking services to the communities they serve every day.

    CFED worked closely with members of the Cities for Financial Empowerment Coalition to understand these emerging efforts, and the resulting report, Building Economic Security in America’s Cities: New Municipal Strategies for Asset Building and Financial Empowerment, highlights the work cities across the country are doing to educate, empower and protect residents in the financial marketplace. This report represents a comprehensive effort to document the range of municipal policies and programs that are being used to enhance the financial security of low-income families during a time of deep recession. (author...

    Local leaders are pioneering new ways to leverage the resources and regulatory power of municipalities to work across departmental silos and public/private sector divides to scale up economic inclusion and asset-building opportunities for low- and moderate-income families. Municipal governments are uniquely poised to implement innovative and effective programs, create powerful partnerships and deliver forward-thinking services to the communities they serve every day.

    CFED worked closely with members of the Cities for Financial Empowerment Coalition to understand these emerging efforts, and the resulting report, Building Economic Security in America’s Cities: New Municipal Strategies for Asset Building and Financial Empowerment, highlights the work cities across the country are doing to educate, empower and protect residents in the financial marketplace. This report represents a comprehensive effort to document the range of municipal policies and programs that are being used to enhance the financial security of low-income families during a time of deep recession. (author abstract)

  • Individual Author: Mills, Gregory; Lam, Ken; DeMarco, Donna; Rodger, Christopher; Kaul, Bulbul
    Reference Type: Report
    Year: 2008

    This study represents the impact study component of the AFI evaluation. It examines the effects of AFI participation on the three forms of asset building targeted by the AFI Program: homeownership, business ownership, and postsecondary education. The analysis also assesses the program’s impact on key components of net worth (financial assets, home equity, and consumer debt) and on employment status and income (whether employed, amount of monthly earnings, and receipt of means-tested benefits from cash assistance, food stamps, or Medicaid). The process study component of the evaluation explores how various AFI projects are planned, implemented, and operated.1 (author abstract) 

    This study represents the impact study component of the AFI evaluation. It examines the effects of AFI participation on the three forms of asset building targeted by the AFI Program: homeownership, business ownership, and postsecondary education. The analysis also assesses the program’s impact on key components of net worth (financial assets, home equity, and consumer debt) and on employment status and income (whether employed, amount of monthly earnings, and receipt of means-tested benefits from cash assistance, food stamps, or Medicaid). The process study component of the evaluation explores how various AFI projects are planned, implemented, and operated.1 (author abstract) 

  • Individual Author: Mills, Gregory; Ciurea, Michelle; DeMarco, Donna
    Reference Type: Report
    Year: 2008

    This report provides key findings from case studies developed on 14 Assets for Independence (AFI)-funded individual development account (IDA) projects. IDAs are personal savings accounts targeted to low-income persons that encourage participants to save for specific types of assets by providing matching funds when the accountholder makes withdrawals for an allowable asset purchase. The rationale for IDAs lies in the proposition that income transfers have eased the hardship of the poor but have been less effective in enabling low-income families to become economically self-sufficient. An alternative view that emerged in the early 1990s was that to promote economic advancement and self-sufficiency—as well as to encourage socially positive behaviors—policies should focus on asset accumulation, in combination with income support. The AFI Act calls for an evaluation of AFI projects to be carried out by an independent research organization under contract to HHS. The evaluation is to analyze the effects of incentives and services on participant savings; the extent to which participant...

    This report provides key findings from case studies developed on 14 Assets for Independence (AFI)-funded individual development account (IDA) projects. IDAs are personal savings accounts targeted to low-income persons that encourage participants to save for specific types of assets by providing matching funds when the accountholder makes withdrawals for an allowable asset purchase. The rationale for IDAs lies in the proposition that income transfers have eased the hardship of the poor but have been less effective in enabling low-income families to become economically self-sufficient. An alternative view that emerged in the early 1990s was that to promote economic advancement and self-sufficiency—as well as to encourage socially positive behaviors—policies should focus on asset accumulation, in combination with income support. The AFI Act calls for an evaluation of AFI projects to be carried out by an independent research organization under contract to HHS. The evaluation is to analyze the effects of incentives and services on participant savings; the extent to which participant savings vary by demographic; the economic, civic, psychological and social effects of savings; the effects of project participation on savings rates, homeownership, postsecondary educational attainment, and self-employment; the potential financial returns from IDAs to the Federal government and other public and private sector investors over a 5-year and 10-year period of time; and the lessons learned from the demonstration project and whether an IDA program should become permanent. The Act specifies further that the evaluation is to utilize a control group to compare AFI project participants with nonparticipants, and to utilize both quantitative and qualitative data. A final evaluation is to be completed within one year following the conclusion of all AFI projects funded under the Act. (author abstract)

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