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SSRC Library

The SSRC Library allows visitors to access materials related to self-sufficiency programs, practice and research. Visitors can view common search terms, conduct a keyword search or create a custom search using any combination of the filters at the left side of this page. To conduct a keyword search, type a term or combination of terms into the search box below, select whether you want to search the exact phrase or the words in any order, and click on the blue button to the right of the search box to view relevant results.

Writing a paper? Working on a literature review? Citing research in a funding proposal? Use the SSRC Citation Assistance Tool to compile citations.

  • Conduct a search and filter parameters as desired.
  • "Check" the box next to the resources for which you would like a citation.
  • Select "Download Selected Citation" at the top of the Library Search Page.
  • Select your export style:
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  • Select submit and download your citations.

The SSRC Library includes resources which may be available only via journal subscription. The SSRC may be able to provide users without subscription access to a particular journal with a single use copy of the full text.  Please email the SSRC with your request.

The SSRC Library collection is constantly growing and new research is added regularly. We welcome our users to submit a library item to help us grow our collection in response to your needs.


  • Individual Author: Adess, Nancy; Binkley, Amber J.; Graves, Rebecca; Kim, Jee-Young; Tengue, Afi; Vesneski, Bill
    Reference Type: Report
    Year: 2014

    The Paul G. Allen Family Foundation, together with its grantees, is working to build greater financial opportunity and security in the communities across the Pacific Northwest. We prioritize support for financial security because we believe it is a critical foundation for disrupting poverty and building a level of wealth that can buffer families from devastating economic setbacks.

    Despite the efforts of many groups and partners working to alleviate poverty, national trends concerning wealth are disconcerting because they appear to be moving in the wrong direction. For example, according to The Urban Institute, approximately 30 percent of American households live from paycheck to paycheck, without an adequate financial safety net. The Pew Research Center has found that disparities in wealth between Native populations and white populations are pronounced, while wealth gaps between white households and households of other races and ethnicities are widening.

    This report highlights organizations that are reversing these trends. We examine six projects that are taking...

    The Paul G. Allen Family Foundation, together with its grantees, is working to build greater financial opportunity and security in the communities across the Pacific Northwest. We prioritize support for financial security because we believe it is a critical foundation for disrupting poverty and building a level of wealth that can buffer families from devastating economic setbacks.

    Despite the efforts of many groups and partners working to alleviate poverty, national trends concerning wealth are disconcerting because they appear to be moving in the wrong direction. For example, according to The Urban Institute, approximately 30 percent of American households live from paycheck to paycheck, without an adequate financial safety net. The Pew Research Center has found that disparities in wealth between Native populations and white populations are pronounced, while wealth gaps between white households and households of other races and ethnicities are widening.

    This report highlights organizations that are reversing these trends. We examine six projects that are taking bold approaches to solve one of the biggest challenges in our country today: disrupting poverty by building financial security. The report highlights lessons and best practices gleaned from our examination of a variety of projects that we and other foundations support. We expect that this information can help practitioners and funders as they look for opportunities to strengthen financial security and foster wealth-building initiatives across the country. (author abstract)

  • Individual Author: McKernan, Signe-Mary; Rademacher, Ida; Ratcliffe, Caroline; Wiedrich, Kasey; Gallagher Megan
    Reference Type: Journal Article
    Year: 2011

    This study is the first to compare the homeownership outcomes of Individual Development Account (IDA) homebuyers with other low-income homebuyers. The IDA homebuyers purchased homes in 16 states with IDA funds between 1999 and 2007. We compare both loan terms and foreclosure outcomes for the IDA homebuyer sample to comparison groups of other low-income homebuyers who purchased homes in the same counties and during the same time period. We find that IDA homebuyers were more likely to receive government-insured loans and less likely to receive high interest rate or subprime loans than other low-income homebuyers. Further, we find that cumulative foreclosure rates for IDA homebuyers were one-half to one-third the rate for other low-income homebuyers in the same communities. Overall, the findings suggest that low-income IDA program participants have fared better in the foreclosure crisis than other low-income homebuyers. (author abstract)

    This study is the first to compare the homeownership outcomes of Individual Development Account (IDA) homebuyers with other low-income homebuyers. The IDA homebuyers purchased homes in 16 states with IDA funds between 1999 and 2007. We compare both loan terms and foreclosure outcomes for the IDA homebuyer sample to comparison groups of other low-income homebuyers who purchased homes in the same counties and during the same time period. We find that IDA homebuyers were more likely to receive government-insured loans and less likely to receive high interest rate or subprime loans than other low-income homebuyers. Further, we find that cumulative foreclosure rates for IDA homebuyers were one-half to one-third the rate for other low-income homebuyers in the same communities. Overall, the findings suggest that low-income IDA program participants have fared better in the foreclosure crisis than other low-income homebuyers. (author abstract)